HARP 2 Loan

HARP 2 Loan for Loveland Home Buyers

The HARP 2 Loan is a program that allows homeowners to refinance at a lower rate, saving thousands of dollars. There are many qualifications, but refinancing is easy with this loan, even if you’re underwater — meaning your house is worth less than you’ve financed it for.

In order to qualify for the HARP 2 program, your mortgage must include the following:
• Be owned or guaranteed by Freddie Mac or Fannie Mae, link to FM glossary definitions. We can help you determine this.
• Have been sold to Freddie Mac or Fannie Mae on or before May 31, 2009.
• Not have been previously refinanced under the HARP program, unless it is a Fannie Mae loan that was refinanced under HARP between March and May of 2009.
• You must be current on payments for the last 12 months.
Give us a call. We will check your eligibility for the HARP program before it’s too late, and the opportunity is missed. This program is scheduled to expire at the end of this year, so it’s important to act fast.